Forum: A valid approach to affordable housing
In light of the recent Banner-Herald article about Athens Land Trust's intention to develop a property on Tara Way, I would like to take the opportunity to explain how our homeownership program works (Story, "A house divisive: Land trust draws fire," Wednesday).

Forum: Financial literacy crucial to affordable housing
Financial literacy is the ability to manage household finances to achieve goals, making prudent decisions over the long term. According to polls by AARP, bankrate.com and the Jumpstart Coalition, few of us, from teens to seniors, are as money-savvy as we need to be in this complex and uncertain economy. With better understanding and application of financial skills relating to borrowing and saving, we might have been spared the worst of the ongoing foreclosure and credit crises.

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